Health Insurance

Health insurance provides financial protection against medical expenses such as hospitalization, treatments, surgeries, and emergency care. Depending on the plan, it may cover pre- and post-hospitalization costs, diagnostics, critical illness treatment, and international medical care. It reduces out-of-pocket expenses and gives access to quality healthcare without delays.

Types of Health Insurance

Domestic Health Insurance

• Covers treatments, hospital stays, and surgeries within the country
• Available for individuals, families, senior citizens, and corporate groups
• Can include day-care procedures, wellness benefits, and cashless facility

Overseas Health Insurance

• Offers medical coverage while travelling or staying abroad
• Includes emergency treatments, hospitalization, evacuation, and repatriation
• Suitable for students, frequent travellers, and professionals working overseas

Key Features

• Cashless Hospitalization : Access treatment at network hospitals without upfront payment.
• Pre & Post-Hospitalization Cover : Expenses incurred before and after admission are covered under the plan.
• Annual Health Check-ups : Many plans offer free yearly check-ups to promote preventive care.
• Portability Option : Switch between insurers without losing accumulated benefits.
• No-Claim Bonus : Enjoy higher sum insured for every claim-free year.
• Global Emergency Support : Overseas plans offer emergency support and assistance during foreign stays.
• Tax Benefits : Premiums paid may be eligible for tax deductions as per applicable rules.

Health insurance is not just a backup—it’s a smart way to stay prepared for life’s medical uncertainties. With tailored plans for domestic and overseas coverage, Bhargava Capital helps you access timely healthcare without worrying about costs.