General Insurance

General insurance provides financial compensation for loss or damage to non-life assets. Unlike life insurance, it covers specific risks for a defined period and includes policies such as vehicle insurance, property insurance, marine insurance, fire insurance, and cyber insurance. It ensures stability and business continuity in the face of unexpected events.

Types of General Insurance
Vehicle Insurance

• Covers private and commercial vehicles
• Protects against damage, theft, and third-party liabilities
• Mandatory for all motor vehicle owners as per law

Building Insurance

• Provides protection for residential and commercial buildings
• Covers damage due to fire, natural calamities, vandalism, etc.
• Helps ensure quick recovery and repair

Marine Insurance

• Secures cargo, ships, and related transport modes during transit
• Covers losses due to accidents, theft, or weather disruptions
• Ideal for businesses involved in import/export or logistics

Fire Insurance

• Offers coverage against fire-related damages to assets
• Includes protection for buildings, stock, furniture, and machinery
• Available for homeowners, shopkeepers, and industrial setups

Cyber Fraud Insurance

• Protects individuals and businesses from digital threats
• Covers data breaches, identity theft, and financial fraud
• Important for those who rely heavily on online transactions and data

Key Features

• Risk Coverage : Provides financial protection against specific events and damages.
• Customizable Plans : Choose plans and sum insured based on the nature and value of the asset.
• Quick Claim Settlement : Simplified claim processes ensure fast financial recovery.
• Legal Compliance : Meets mandatory coverage requirements such as motor vehicle insurance.
• Digital Threat Protection : Specialized plans safeguard against modern-day cyber risks.
• Business Continuity Support : Helps reduce downtime and revenue loss during emergencies.

General insurance is a practical and necessary tool to protect what matters most — from vehicles and buildings to business operations and personal data. With tailored insurance plans from Bhargava Capital, you can face uncertainties with confidence.